A Complete Guide to Senior Housing
The world is becoming grey. The percentage of the total population that can be classified as senior is increasing every year as the baby boomers grow up and get old. What is even more alarming to many is that the next generations are not having the children to replace these aging boomers. But nowhere is this shift in the population more evident then in housing.
While the business world worries about finding a way to replace all these boomers who are retiring at a fast pace, the shift in housing is also becoming a problem. If you are among those who are considering changing your lifestyle with the advent of your retirement, then considering the many ways to senior housing should be a top priority in your planning. Here are a few options you should be looking at as your life shifts from a focus on work and family to a focus on health and slowing life down.
Continuing Care Retirement Communities
These planned communities, often referred to as CCRC homes, have begun to be the best solution for a one stop shopping from retirement to end of life. Many couples find they want to move into these planned communities upon retirement and stay until the end. This allows them to stay in the same community when they are healthy enough to take advantage of the many amenities they offer such as swimming pools, tennis courts and community gardens and stay when their health needs more help.
Many of these communities offer a full range of services that includes everything from television cable to cleaning services and more. As the needs increase so too do the services up to and including 24-hour care. While pricey, these can be well worth the investment at the start as they keep the retiree cared for at every stage of life.
Of course, beside the planned ones there are other types of retirement communities that are more loosely based on the needs of the community. Some of these are based on a more condominium style management with each individual responsible for their own place and a set fee to care for the community shared accommodations. These are generally broken down into two types:
Assisted Living – This is where the individual has help in various aspects of their life. It can be as simple a thing as providing a helper to clean the home and bring the meals by the house. As the need grows along with age, many of these types of communities can offer a broad range of services, generally based on the ability to pay for extra help. Some assisted living facilities are paid through government assisted programs and other are ran as part of a church or religious organization.
Independent Living – Often when a person or couple first retire they may want to move to a community of like minded individuals but still be able to keep their independent status. If they are both healthy but perhaps like to do something specific such as golf, they might move into an independent living retirement community that is centered around a golf course.
Memory Care Communities
As dementia takes a larger toll on all of our lives, these senior homes are designed specifically to help care for those with dementia of all types. The staff is specifically trained for this and generally offer around the clock service to care for their clients with attention. These can be special stand alone communities that focus on this type of care. They can also often be a part of a larger senior’s community that allows members to migrate to the type of care they will need as time moves on.